First Mortgage Payment & Automatic Payment Set-Up

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Content provided by Dean Hayes, Bay Equity Home Loans

This article outlines making your first mortgage payment and how to setup automatic payments on your mortgage.

Congratulations! You have just purchase a home or completed a refinance of your current home, and you have a shiny, brand new mortgage that you will need to start making payments on.

What’s next?

Click here to learn more and to view the blog in its entirety.

“Tales for Tails” at the Anacortes Public Library

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Made possible by Dogs on Call, “Tales for Tails” will be held at the Anacortes Public Library on the second Saturday of each month from 1 – 2 p.m. in the Children’s Library.

Children are invited to come and practice their reading skills by reading to the dogs of Dogs on Call.

Upcoming dates include:

  • October 14
  • November 11
  • December 9

For additional information about Tales for Tails, please contact the Anacortes Public Library.

The Benefits of Staging Your Home to Sell

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As real estate brokers with home staging certifications, Old Town Anacortes-based Jean Groesbeck & Assoc. LLC sees the firsthand effect a well-staged home can have on the mind of a home buyer. If you are thinking about selling your home, we offer complimentary home staging services that might just make you fall in love with your home all over again!

Home Sellers Are Biased – Staging one’s own home is like asking them to be objective about their children. Unless you have truly hated your home since you bought it, it will be difficult for you to let go of your own decorating style and the emotions that have been cultivated since living there.

You Will Learn! – Have you ever looked at a home magazine or watched the DIY Network only to fantasize about being able to decorate the way they do? Now you can learn! Stagers work with you to properly display items in your home to bring out the best features possible. It might give you the chance to learn how you want to decorate your next space!

First Impressions Must Be the Best – Buyers will only get one first impression of your home – make it the best! You get a good feeling when you walk into a home that has been properly staged.  It isn’t fake, it isn’t dirty, and it allows potential buyers to develop their own sense of comfort and connection to the home.

Look Better than Other Homes – When a home isn’t properly staged, buyers are only driven further from your listing and closer to your competition. Keep your buyers connected with your property!

Appears Move-In Ready – Proper, neutral home dĂ©cor allows buyers to visualize living there. They will imagine their own possessions in each room, and how their family will fit into the space. It will also lessen the impact of any maintenance issues that may arise during inspection, as they are already pleased with the home’s overall aesthetics.

Looks Well-Maintained – Again, issues have the potential to arise in almost any inspection, and a home that appears to be well-maintained from the outside will help the buyer feel more comfortable with any “internal” work that may need to be done, rather than focusing on changing things like countertops or radical paint jobs.

Looks Better in Photos – These days, homes are typically first viewed on the internet. Well-done staging allows for better quality photos and allows a potential buyer to fall in love with the home before viewing it in person.

It’s Free! – Jean Grosbeck & Assoc. LLC offers free staging services from a certified professional to all who sign with us. Our staging professional is experienced in making a home comfortable for anyone who views it.

For more helpful staging tips or information on selling your home, reach out to Team Groesbeck today and be sure to check out our page that explains the staging process.

Free Event: Tales from Wild Alaska

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Taking place Friday, October 13, at the Anacortes Senior Center from 7 – 8:30 p.m., join Alaskan best-selling author and photographer Nick Jans as he shares photos and stories about life in Northwest arctic Alaska, where he lived for 21 years.  All are welcome to this FREE admission event.

Author of A Wolf Called Romeo, Jans will share short readings from his award winning essay collection, The Giant’s Hand, as well as a vivid slideshow.

Jans will be available to sign photography available for purchase at the end of the talk, as well.  Cash or checks only are requested.

For additional information, please contact Tina at (360) 755-3238.  The Anacortes Senior Center is located at 1701 22nd St. in Anacortes.

Anacortes Bier on the Pier Oct. 6-7

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Anacortes‘ 2017 Bier on the Pier will kick off Friday, October 6, from 5 to 9 p.m., and will also take place Saturday, October 7, from Noon to 6 p.m.

The event will be held at the Historic Port Warehouse located at 1st & Commercial, in downtown Anacortes allowing for spectacular views overlooking the Guemes Channel and Mount Baker. More than 30 Washington State breweries, as well as 10 cideries, will share their finest as guests work their way through the six tasting tickets that come with each day’s pass.

For additional information or to purchase tickets online, CLICK HERE.

How to Cancel your Mortgage Insurance

Dean-Hayes

Content provided by Dean Hayes, Bay Equity Home Loans

Nearly 4 out of 10 people don’t know that you can buy a home with less than 15% down. When you do, you will be paying mortgage insurance – an insurance policy that protects the lender in case you don’t make your payments and default on your home loan.When-can-I-Cancel-my-Mortgage-Insurance

Many people believe mortgage insurance is a waste of money and want to get rid of it as soon as possible. Actually, I can show you the math where mortgage insurance is a very inexpensive alternative to the cost of waiting, but that’s another post.

If you have mortgage insurance on your home mortgage and want to get it removed, we have to first start by identifying the type of mortgage that you have.

Click here to view this blog in its entirety.

2017 Anacortes Vintage Market: “Falliday” Oct. 20-21

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Sassy Frass Company will present the 2017 Anacortes Vintage Market on Friday, October 20, and Saturday, October 21. “Falliday” is this season’s event theme and it will take place at the Port Transit Event Center at 100 Commercial Ave. in Anacortes.
Tickets are available now and are limited for Friday’s VIP event from 6 to 9 p.m. for $20, which also includes admission cost for Saturday. To attend Saturday only, tickets are $7 and the event is from 9 a.m. – 4 p.m.
Vendors will be stocked each day with home and garden décor, French antiques, junk salvage, collectibles and more!
A canned good drive will also take place both days, and more information about the event and ticket information can be found online HERE.

Country Estate Home on 5+ Acres in Beautiful Bow

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CLICK HERE TO VIEW A VIDEO TOUR

5268 Island View Way in Bow (MLS 1199494) is a fantastic home on a beautiful property more than 5 acres in size.

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Comprised of approximately 3,790 square feet and built in 1999, 5268 Island View Way offers serenity within the privacy of secure gates.

Designed for fun and entertaining, entertain guests over the expansive views of Skagit Farmlands, the San Juan Islands and sunsets over the Olympics.

Featuring main level living, 3 bedrooms, 2.75 baths, beautiful built-ins with exquisite finishes, an amazing and large kitchen with 51 drawers and pantry, in addition to abundant gathering spaces, this country estate home is a must-see.

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Additional features include: an attached 3 car garage, detached 3 car garage/shop, green house, hot tub, fenced vegetable garden, homevac, the home is wired for a generator, surround sound speakers inside and outside, an expansive wrap around deck and more.

Located in Old Town Anacortes and licensed under Coldwell Banker Bain, Jean Groesbeck & Assoc. LLC is available daily for all of your real estate needs.

Please contact with any questions or to schedule a private showing of this must-see home: (360) 941-3734, (360) 899-5027 or via email at Jean@JeanGroesbeck.com.

Spotless Single-Level Anacortes Home: 1808 Cedar Springs Ln.

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CLICK HERE TO VIEW VIDEO TOUR

1808 Cedar Springs Lane in Anacortes (MLS 1198587) has been updated in 2017 and is a spotless, move-in ready home that provides stress free living.

Listed at $425,000, this single level home has 2 bedrooms, 2 baths, an over-sized 1 car garage with an epoxy floor and more than 1,300 SF of superbly used space.  Built in 2004, the exterior of the building and the beautiful grounds are maintained for you.

This home has a very private patio that opens up to an expansive lawn bordered by lush vegetation. It is newly painted, has new granite and quartz surfaces and new fixtures.  Set in a great in-town location, 1808 Cedar Springs Lane is located across the street of Ace of Hearts and the dog park.

Contact Coldwell Banker Bain/Jean Groesbeck & Assoc. LLC daily for all of your real estate needs!  Located in Old Town Anacortes at 809 7th St, Team Groesbeck can be reached at (360) 941-3734 or Jean@JeanGroesbeck.com.

 

Free State Park Day: Sept. 30

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Deception Pass and other state parks throughout Washington will allow entrance without a Discover Pass on Saturday, September 30, in recognition of National Public Lands Day.

Additional free days this year are Nov. 11 and Nov. 24.

The Discover Pass is regularly $30 for an annual pass and $10 for a day pass and is required for vehicle access to state recreation lands managed by Washington State Parks, the state Department of Fish and Wildlife and the Department of Natural Resources.

Please note, free days apply only to day use (not overnight stays or rented facilities). A Discover Pass will still be required on these days to access lands managed by the Washington State Department of Natural Resources and the Washington Department of Fish and Wildlife.

For more information, visit www.DiscoverPass.wa.gov.