New Year’s Resolutions for Buyers

resolutions

A new year means new possibilities!  Thinking of buying a new home this year?  Here are some things you may consider to assist with making it happen:

Get your finances in order – You’ll need good credit to get a mortgage, so knowing your credit score will ensure you getting a good rate.  If you know your credit score needs improvement in advance, you can make the necessary steps to improve it ahead of time.

Gather your paperwork – Keep documents handy that you’ll need for your home loans, such as W2s, tax returns, credit report, pay stubs, bank account statements, etc.

Research mortgage options – Shop around for the best loans with the best terms.  Talk to multiple lenders because all have different terms.  Find out if you are eligible for any state or local home buyer programs, etc.

Get pre-approved – Not only does having a pre-approval letter from your lender indicate how much mortgage money you qualify for, it makes it easier to shop for homes within your price range and strengthens your position as a buyer for your offer being accepted.

Work with professionals – Rely on a qualified, experienced broker to help you find the home you desire. The team at Jean Groesbeck & Assoc. LLC in Old Town Anacortes is full-time, professional real estate brokers who are available daily to work for you.  Contact us for all of your real estate needs throughout Anacortes, Skagit County and beyond today!

Check back tomorrow for our blog about New Year’s resolutions for sellers!

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