Selling Your Home? Be Informed of the Seller’s Disclosure!

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The seller’s disclosure form is an important form that must be completed by everyone selling a home.  The form is comprised of various questions about your home that you may not have considered since you purchased the property yourself.

As it is one of the documents that the buyer will most closely look at, all questions need to be answered to the best of your knowledge. If they are not, it may delay the closing process and prompt even further questions from the buyer.

Fortunately, there are a few ways to put your mind at ease while completing this very detailed, legally-binding document!

  • Research your home. If you have recently moved into your home then you likely have much of the necessary information accessible, as it was made available to you when you purchased the home. If it has been a decade or so, you may have to do some digging through old paperwork to find information such as the make, model, and age of various components of your home (HVAC system, water heater, etc.). Buyers will want to note this information to see what kind of money, if any, will need to be spent upon moving in.
  • Be as accurate as possible. You hopefully had an inspection done when you moved into the home, which should be able to give you information on the roof, plumbing, electrical, etc. While doing your research, try to be as accurate as possible rather than guessing when something may have been installed or replaced.
  • Honesty is the best policy. Answer all questions to the best of your ability. If there is information to which you do not have access or a question is not applicable to your property, note that in the seller’s disclosure form. You do not want to appear ill-informed about your home and want to offer up as much information to the buyer as possible.

Remember, the seller’s disclosure form is a legally binding document that is required of all home sellers; however there is no reason to be intimidated by it! Just make sure you are aware of what has been done in your home and which things potential buyers may take issue with. This will help both the home selling and buying process go smoother than you can imagine!

Contact Jean Groesbeck & Assoc. LLC daily for more information on what to take into consideration when buying or selling your home at (360) 941-3734 or Jean@JeanGroesbeck.com.

First Mortgage Payment & Automatic Payment Set-Up

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Content provided by Dean Hayes, Bay Equity Home Loans

This article outlines making your first mortgage payment and how to setup automatic payments on your mortgage.

Congratulations! You have just purchase a home or completed a refinance of your current home, and you have a shiny, brand new mortgage that you will need to start making payments on.

What’s next?

Click here to learn more and to view the blog in its entirety.

5 Ways to Prepare Your Home to Be Listed for Sale

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Will your home soon be listed for sale?  Here are some tips to consider to make your home look its best!

Repaint the Trim
Fresh baseboards, crown molding and trim around doorways and windows make a big impact. Focus on the interior of the home first and if you are able, do the same for the exterior. Adding a new layer of paint to the trim can bring instant life back into your home, making the space feel fresher and cleaner.

Hire a Professional House Cleaner
A professional can undertake a thorough top-to-bottom scrub down, which includes cleaning the grout, polishing the faucets, wiping down the ceiling fan blades, and dislodging every crumb out of that irritating gap between your stove and counter top and beyond. A clean house makes a difference in the eyes of a buyer and can lead to the “wow” factor that may help put your home sale over the top.

Steam Clean the Carpets
When was the last time you had the carpets in your home professionally steamed-cleaned? This type of cleaning can lift the smallest stains and imperfections out of your carpets. Your carpets will look as new as possible, at a substantially cheaper price than the cost of a replacement.

Clear the Clutter
Clutter overwhelms a space, distracting from your home’s more beautiful elements. Many people won’t notice the high ceilings or large windows if their attention is refocused on a pile of old magazines, heaps of unopened mail, and random wires, cables, tools, board games and DVDs scattered about everywhere. Clutter also makes a space feel smaller. Your walk-in closet might be amply sized, but if it’s overstuffed with old clothes, jackets, boxes, suitcases and bags, your prospective buyers will think the closet space is insufficient. It doesn’t matter that the closet is actually bigger than the buyer’s first apartment; all they’ll see is the mess. You don’t want to showcase an empty closet – this looks uninviting – but you don’t want one that’s bursting at the seams, either.

Stage the Home
Professional investors often hire ‘staging companies’ to fill a home with furniture in order to showcase its potential.  If you’re still living in your current home, you’re already one step ahead of the game: your space is already furnished. Now you just need to up the ante by a notch, so that your home looks magazine-worthy.
Do you know that Jean Groesbeck & Assoc. LLC offers its clients staging services? We know the impact a staged home has on a potential buyer and we believe in staging your home to sell!

Based in Anacortes, Team Groesbeck can be reached daily for all of your real estate needs at (360) 941-3734 or Jean@JeanGreoesbeck.com.

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Equifax Data Breach: What to Do

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Content provided by Dean Hayes, Bay Equity Home Loans

You’ve undoubtedly heard about the recent Equifax data breach where their systems were compromised, and information on over 143,000,000 people was stolen. That information includes social security numbers, names, addresses and birth dates – all the information needed to open a new credit account.

Click here to view the blog in its entirety.

Seller’s Guide to a Home Inspection

20+ Acres Waterfront Estate on Guemes Island with 800′ of Sandy Shoreline

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Seeking serenity and privacy? 4142 Clark Point Road (MLS 1152147) is a private, gated, waterfront estate on more than 20 acres on beautiful Guemes Island, just across the channel from Anacortes.

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Listed at $3 million, improvements to this magnificent property include a heated pool with Pennsylvania Bluestone pool decks; stunning outdoor living area with hot tub and fireplace, built-in BBQ, party cabana and pool equipment building.

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Follow an easy trail to your 800′ of private sandy beach or enjoy the property’s barn/shop space, play tennis on the resurfaced fenced tennis court, or simply take in your private native gardens, meadows, ponds, spectacular views and abundant wildlife.

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A septic field is on property with 2 drain fields, as well as all utilities.

Just 90 minutes from Seattle, 4142 Clark Point Road is within the acclaimed Anacortes School District.

Contact Anacortes-based Jean Groesbeck & Assoc. 7 days a week for all of your real estate needs at (360) 941-3734 or Jean@JeanGroesbeck.com.

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1930s Mt. Vernon Barn Home Completely Rebuilt & Restored

CHILBERG

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Listed for sale by Anacortes-based Jean Groesbeck & Assoc. LLC for $1.2 million, 12636 Chilberg Rd. in Mt. Vernon (MLS #1108498) is a completely renovated and rebuilt 1930s barn that has been transformed into a 3 bedroom, 4 bathroom home on approximately 3 acres with sweeping 360° views of tulip farms and mountains.

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Comprised of more than 8,300 square-feet, the home features vaulted ceilings with soaring windows, a dream kitchen, multiple decks, a mother-in-law apartment, huge outbuilding, RV parking and private pond.

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12636 Childberg Rd. is listed for sale for $1.2 million and is located within the La Conner School District.

For additional information about this property, please contact Jean Groesbeck & Assoc. LLCTeam Groesbeck is available daily to assist its clients with all of their real estate needs and can be reached at (360) 941-3734.  Located in Old Town Anacortes, the Jean Groesbeck & Assoc. LLC office is located at 809 7th St.

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Excellent Anacortes Location with Income Potential

1019 26th

1019 26th St. (MLS 1134917) is a conveniently located well-maintained property in Anacortes across from Island Hospital for $650,000 with income potential.

Available for the first time in 43 years, this property would be ideal for a medical office or 5-plex.  There is also a two car garage, shop space, RV garage with a 12′ door, a fully fenced yard, plenty of off street parking a 9000’+ lot!

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A new roof was installed in 2010 and the electrical and plumbing is updated.

For additional information or to schedule a private showing of 1019 26th St. in Anacortes, contact Jean Groesbeck & Assoc. LLC, licensed under Coldwell Banker Bain, in Old Town Anacortes (360) 941-3734 or Jean@JeanGroesbeck.com seven days a week!

 

Fabulous 110′ Boat Slip in Anacortes’ Fidalgo Marina

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Fidalgo Marina in Anacortes is the premier marina in Washington, located just 70 miles from Seattle with quick access to all that the San Juan Islands have to offer!

This 110′ boat slip is located at 3101 V Place, #32 (MLS 1168458) and is listed for $400,000.

Fidalgo Marina

Amenities of Fidalgo Marina include: individual storage facility, secured parking, pump out, 50 amp 240v power, phone, cable service. secured gate dock and internet. The large, clean 2 story club house features a full kitchen, fireplace, meeting room, steam room, laundry, library, and deck.

View of Marina

There are only a few slips of this size in the Northwest!

Contact Anacortes-based Jean Groesbeck & Assoc. LLC, Licensed under Coldwell Banker Bain, for more information about this property, or for any of your real estate needs.  Team Groesbeck can be reached daily at (360) 941-3734 or at Jean@JeanGroesbeck.com.

Credit Reporting Changes May Improve Mortgage Approvals

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Content provided by Dean Hayes, Bay Equity Home Loans

There are some changes coming to credit reporting guidelines, and it could help more people qualify for a home mortgage.

Already, qualifying for a home mortgage is getting easier each year. Guidelines are being loosened, debt-to-income ratios raised, co-signed debt is easier to disregard, and reserve requirements lowered. It’s worth noting, however, that guidelines are no where near as Mortgage Credit Availability Index July 2017 loose at they were in 2006, which is a good thing. Yes, it’s harder to get a mortgage today, but it should be.

Click here to view the blog in its entirety.

For all of your real estate needs, contact Jean Groesbeck & Assoc. LLC, Licensed under Coldwell Banker Bain, in Old Town Anacortes: (360) 941-3734 or Jean@JeanGroesbeck.com.

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