1930s Mt. Vernon Barn Home Completely Rebuilt & Restored

CHILBERG

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Listed for sale by Anacortes-based Jean Groesbeck & Assoc. LLC for $1.2 million, 12636 Chilberg Rd. in Mt. Vernon (MLS #1108498) is a completely renovated and rebuilt 1930s barn that has been transformed into a 3 bedroom, 4 bathroom home on approximately 3 acres with sweeping 360° views of tulip farms and mountains.

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Comprised of more than 8,300 square-feet, the home features vaulted ceilings with soaring windows, a dream kitchen, multiple decks, a mother-in-law apartment, huge outbuilding, RV parking and private pond.

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12636 Childberg Rd. is listed for sale for $1.2 million and is located within the La Conner School District.

For additional information about this property, please contact Jean Groesbeck & Assoc. LLC. Team Groesbeck is available daily to assist its clients with all of their real estate needs and can be reached at (360) 941-3734.  Located in Old Town Anacortes, the Jean Groesbeck & Assoc. LLC office is located at 809 7th St.

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Excellent Anacortes Location with Income Potential

1019 26th

1019 26th St. (MLS 1134917) is a conveniently located well-maintained property in Anacortes across from Island Hospital for $650,000 with income potential.

Available for the first time in 43 years, this property would be ideal for a medical office or 5-plex.  There is also a two car garage, shop space, RV garage with a 12′ door, a fully fenced yard, plenty of off street parking a 9000’+ lot!

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A new roof was installed in 2010 and the electrical and plumbing is updated.

For additional information or to schedule a private showing of 1019 26th St. in Anacortes, contact Jean Groesbeck & Assoc. LLC, licensed under Coldwell Banker Bain, in Old Town Anacortes (360) 941-3734 or Jean@JeanGroesbeck.com seven days a week!

 

Fabulous 110′ Boat Slip in Anacortes’ Fidalgo Marina

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Fidalgo Marina in Anacortes is the premier marina in Washington, located just 70 miles from Seattle with quick access to all that the San Juan Islands have to offer!

This 110′ boat slip is located at 3101 V Place, #32 (MLS 1168458) and is listed for $400,000.

Fidalgo Marina

Amenities of Fidalgo Marina include: individual storage facility, secured parking, pump out, 50 amp 240v power, phone, cable service. secured gate dock and internet. The large, clean 2 story club house features a full kitchen, fireplace, meeting room, steam room, laundry, library, and deck.

View of Marina

There are only a few slips of this size in the Northwest!

Contact Anacortes-based Jean Groesbeck & Assoc. LLC, Licensed under Coldwell Banker Bain, for more information about this property, or for any of your real estate needs.  Team Groesbeck can be reached daily at (360) 941-3734 or at Jean@JeanGroesbeck.com.

Credit Reporting Changes May Improve Mortgage Approvals

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Content provided by Dean Hayes, Bay Equity Home Loans

There are some changes coming to credit reporting guidelines, and it could help more people qualify for a home mortgage.

Already, qualifying for a home mortgage is getting easier each year. Guidelines are being loosened, debt-to-income ratios raised, co-signed debt is easier to disregard, and reserve requirements lowered. It’s worth noting, however, that guidelines are no where near as Mortgage Credit Availability Index July 2017 loose at they were in 2006, which is a good thing. Yes, it’s harder to get a mortgage today, but it should be.

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For all of your real estate needs, contact Jean Groesbeck & Assoc. LLC, Licensed under Coldwell Banker Bain, in Old Town Anacortes: (360) 941-3734 or Jean@JeanGroesbeck.com.

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VIDEO: How to Avoid Wire Fraud

For all of your real estate needs, contact Jean Groesbeck & Assoc. LLC, Licensed under Coldwell Banker Bain, in Old Town Anacortes: (360) 941-3734 or Jean@JeanGroesbeck.com.

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Can’t Qualify for a Home Mortgage Because You’re Self-Employed?

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Content provided by Dean Hayes, Bay Equity Home Loans

We all know the challenges that self-employed individuals have when it comes time to qualify for a home loan. Being self-employed, you have the opportunity to write off as many expenses as you can, which helps you show a lower net income and pay less federal income taxes.

Unfortunately, that works against you when it comes time to qualify for a home loan.

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For all of your real estate needs, contact Jean Groesbeck & Assoc. LLC, Licensed under Coldwell Banker Bain, in Old Town Anacortes: (360) 941-3734 or Jean@JeanGroesbeck.com.

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Top 5 Reasons People Fear Running their Credit Report

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Content provided by Dean Hayes, Bay Equity Home Loans

As a mortgage provider, we must run a credit report in order to have an accurate picture of how you might qualify for a home loan. Every now and then, I run into someone who is concerned about having their credit run. They want me to give them an idea of how they might qualify, but they don’t want me to pull their credit report. However, without it, anything we say is purely conjecture.

It’s just like going to see your doctor for an illness. She will want to have have a thorough evaluation (blood pressure, pulse, lab work) in order to provide an accurate analysis. Without that information, it’s malpractice.

The concerns that I see most people have about having their credit report ran can be summarized in 5 general categories.

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For all of your real estate needs, contact Jean Groesbeck & Assoc. LLC, Licensed under Coldwell Banker Bain, in Old Town Anacortes: (360) 941-3734 or Jean@JeanGroesbeck.com.

Homeownership: A savings lifeline

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Content from Dean Hayes, Bay Equity Home Loans

With home prices rising to all-time highs, many potential buyers may imagine drowning in a sea of monthly payments stretching across many years.

Naysayers bob to the surface with harrowing tales of home-buying gone wrong. If the down payment doesn’t get you – well the property taxes, maintenance and insurance surely will!

These so-called “savvy” investors say renters who dutifully put all money not spent on housing into stable investments – like mutual funds – may get a greater rate of return.

Criticism of home ownership as an instrument of wealth-building has understandably become louder in the last decade, after a Housing Bust that put more than 10 million homeowners upside-down, and 4 million more into foreclosure.

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What does FHA look for with an Appraisal?

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Content from Dean Hayes, Bay Equity Home Loans

When an FHA loan is being used, the appraiser has two objectives. The Department of Housing and Urban Development (HUD) requires the appraiser to determine the current market value, as with any appraisal. But they also require a property inspection to make sure the home meets HUD’s minimum standards for health and safety.

Note that the appraiser does not replace your home inspection. The appraiser has a duty to report to your lender the comparable value of the home your buying as well as the overall condition of the home. Only a home inspector will do a thorough analysis of the condition of every aspect of your home.

HUD is mainly concerned that everything in the house functions properly and there are no health and safety issues. The basic concept of meeting FHA minimum requirements is that everything must work as it was designed to work.

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Do You Know How to Prep Your Home For Summer?

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While the Anacortes summertime is perfect for outdoor gatherings with friends and family, it can also be a dangerous, and inefficient, time for your home. That’s why it’s important to have a preparation strategy in place before the hotter months arrive. These quick tips will help you prep your home for summer, and ensure it stays safe and inviting all summer long.

Schedule an Air Conditioning Inspection

Having an AC professional look at your unit before summer officially arrives will address any potential problems before they become major headaches. You can also DIY some preliminary maintenance. Clearing saplings, grass and other underbrush away from your unit will improve airflow and help prevent clogs. Replacing the air filters in your home’s HVAC will also help your AC function at its peak efficiency.

Look for Insulation Leaks and Inefficiencies

Poor insulation will allow cooled air to escape, resulting in a hot home and enormous energy bills. Fortunately, spotting faulty insulation isn’t difficult. Begin by looking for deterioration around your doors and windows. Caulk, door sweeps and weather stripping should address the majority of your door- and window-related leaks. It’s also a good idea to have a professional perform an energy audit. Pros will be able to identify hard-to-spot inefficiencies in other parts of your home and HVAC system.

Prep for Pests

In addition to being an annoyance, some pests can actually damage your home — and even present health problems. Spraying insect barriers around the exterior of your home is a good beginning, but it’s also important to prep the interior of your home. Sealing all food sources and potential entry points like window frames and doors is an important part of finalizing your pest proofing.

Inspect Your Roof

Summer is mostly known for its beautiful weather, but it can also be a time of severe thunderstorms — or worse. This makes having a sturdy roof very important, especially during inclement summertime weather. Begin your inspection by looking for loose shingles, faulty flashing or other clear signs of damage. Your attic can also be home to leaks, rot and other problems not obvious from the outside of your home. Examining your attic insulation, walls and rafters for signs of moisture will help you prevent water damage and structural deterioration. If you notice signs of damage, it’s best to call a pro. Roof repair can be extensive and are rarely DIY-appropriate.

Reinvigorate Your Outdoor Spaces

Wintertime can take a toll on the appearance of your yard, patio and other outdoor living areas. Removing downed tree limbs, replanting dead flowers and power washing your patio and decking are simple ways to jumpstart your home’s summertime exterior. Your grill can also accumulate gunk during the colder months. Be sure to clean its interior and exterior before your first BBQ. Updating your tired outdoor furniture will also improve the looks and comfort of your entertainment areas. Wrap-around sofas, comfy love seats and luxurious hammocks are ideal additions to any outdoor space. You can perfect your entertainment areas with colorful throw pillows, planters, hanging candles and outdoor lighting.