Should I talk to a lender Before Making an Offer?

The first step for many people looking to buy a home is searching what the current real estate market has to offer.

It is not the first step that new home buyers should take, especially first time buyers.  Getting pre-qualified and even pre-approved on a home loan is the best way to get started.

With the excitement of looking to buy the perfect home, forgetting to talk to a lender about a home loan is a common mistake for new buyers. The advantage of completing both of these steps, pre-qualification and pre-approval, before you start to look for a home is that you’ll know in advance how much you can afford. Getting pre-approved for a mortgage also enables you to move quickly once you find the perfect home.

Getting pre-qualified is the initial step in the mortgage process, and most of the time it is fairly simple. You supply a bank or lender with your overall financial picture, including your debt, income and assets. After evaluating this information, your lender can give you an idea of the mortgage amount for which you qualify. Having a pre-approved home loan provides the new buyer with the specific mortgage amount for which they are approved and how much payments would be on a certain loan amount. Also, a pre-approval will give real estate agents and home sellers the proof that a buyer has the ability to secure a mortgage.

The process of getting a pre-approved loan takes time and as a buyer it is the best place to start when searching for a new home. If you are a new home buyer or a first time buyer and would like more information on the home buying process, please click here.

Feel free to Contact Us to answer any questions you may have regarding getting pre-approved for a home loan! We are here to help!  Call Jean Groesbeck at 360-941-3437 or email Jean@JeanGroesbeck.com

809 7th Street Anacortes, WA 360-941-3734

Kick Off to Fishing and Boating Season

Boating and fishing season is upon us here in Skagit County! This is an exciting time of the year as more and more outdoor community events kick off in our area!

Get the kids geared up for some fishing and head to Northern State Pond in Sedro-Woolley for the Kids Fishing Derby on Saturday May 2. Children 14 and under will be able to bring their own bait and gear and go crazy fishing! Gates open at 7 a.m. with fishing starting at 8 a.m. This event is sponsored by the Wildcate Steelhead Club, along with the Washington Department of Fish & Wildlife, and General Administration Department of North Cascades Gateway Center. If you aren’t familiar with the area and need directions, here you go..Take HWY 20 East from Fruitdale Road, Left on Fruitdale approximately 1 mile on right hand side, look for signs along the way leading to the gate into the pond.

If you are a boater, the Swinomish Yacht Club in La Conner is holding their 40th Anniversary Opening Day Boat Parade also on Saturday May 2 at 3 p.m beginning at the North Basin. The theme for the parade is celebrating the 70′s and Jaws. If you are interested in participating in the parade, registration is Saturday at 12:30 p.m. at the Clubhouse. Following the parade there will be a Potluck and an Awards Ceremony for prize winners. Music will be going all night long! This is event is located at 310 North 1st Street in La Conner.

We hope to see you all enjoying the wonderful events in our community this upcoming weekend!

Cabin Style Home in Anacortes!

15903 Yokeko Drive

Private, rustic, and charming are the best ways to describe this unique waterfront cabin style home for sale in Anacortes. This cozy home is tucked away, and surrounded by pine trees. The property is located at a dead end street that provides substantial privacy.

Views from the wrap around deck

This property is a fabulous place to make memories for years to come! If you enjoy fishing, this home has extensive space for fishing right off the wrap around deck! The platform off the property makes it easy for you to launch fishing boats or kayaks for you to enjoy Puget Sound.The ocean is your backyard with some of the best salmon fishing around!

Living Room

Inside the home you will find rustic vaulted ceilings in the living room with a wall of windows capturing the majestic ocean and territorial views. From the living room this home displays the best views of Deception Pass from Fidalgo Island. The irreplaceable knotting pine walls throughout make this cabin style home unique. Access to the sun room is right off the living room, creating an amazing space for entertaining or a comfy spot to read a book.

This 2 bedroom, 1 bath home features double pane windows, ceiling fans, a newer roof and septic, and is move in ready!

If you would like more information on this amazing waterfront cabin style home, CLICK HERE to see more details!

You can Contact Us, call 360-941-3734 Jean Groesbeck or email Jean@JeanGroesbeck.com to schedule a private showing today!

809 7th St-Anacortes, WA

Breathtaking View Lot in Anacortes!

Incredible Views

Are you tired of looking for your dream home?

Sometimes the market inventory in your desired area might not have the dream home you are looking for. The tight inventory for existing homes is driving many home buyers to build a brand new home to fit their needs.

Have you considered building your dream home? Building your own home gives you the flexibility to have things just the way you would like. If you dream of designing a new home that takes full advantage of the unique geography and amazing island views in Anacortes, we have an amazing lot for you to set the foundation to your new dream home!

Enjoy breathtaking sunsets with panoramic views of the beautiful San Juan Islands from this spectacular .72+/- acre Rock Ridge neighborhood lot. Two lots were combined to accommodate plans for a Northwest Contemporary single-level home with separate exercise/pool house. There are home plans available or you could design your own dream home. The lot has been excavated, leveled, and is ready for building!

Antone Way-Anacortes, WA

The quiet newly developed neighborhood of Rock Ridge here in Anacortes is surrounded by 1,200 acres of Anacortes Community Forest Lands. You can explore many hiking and biking trails right in your own backyard! Rock Ridge is also close to downtown, schools, and easy access to shopping and dining! You can have the best of both worlds here! The Rock Ridge Neighborhood is part of the Anacortes School District and only a short drive to parks, and exciting activities our community has to offer!

Entertaining on this property will sure create great memories with the stunning water views! The newly developed neighborhood has paved streets and sidewalks, this lot is in a cul-de sac making it more private and enjoyable!

When it comes to building a new home, buyers have two options: they can work with a home builder who will show them home plans to choose from, or they can do the research on their own, and hire a contractor to build it.

This lot offers a home floor plan already for you. This plan has optimized the property to the fullest, making the views of the home the spotlight! There are many options to create the perfect home for you!

To see the full listing and more details on this magnificent lot CLICK HERE

The possibilities of different home plans for this property are endless!

Would you like to know more about building your dream home here in Skagit County? Contact Us for more information, Jean Groesbeck at 360-941-3734 or email Jean@JeanGroesbeck.com

809 7th Street-Anacortes, WA

A Must See Luxury View Home in Mt. Vernon

Private & gated custom luxury home in Mt Vernon

Are you thinking of buying a new home? Our newest listing in Mt. Vernon, WA  is like nothing you’ve seen before. It is a magnificent home with stunning views, custom design, exquisite details, spectacular light and beautiful views! If you are looking for a home with privacy and acreage, look no further! We have the home for you in the quiet Cascade Ridge neighborhood with a private gate shared with only 1 neighbor!

View

The views from this 4+ acre estate are breathtaking, you are able to enjoy expansive views of the San Juan Islands, the majestic Olympics, and Skagit Valley! Sunsets are a sight to see here at this luxury home! As you pull into the gated circular driveway you will notice plenty of parking space, including TWO, 2 car garage, shop, and RV parking. The beautifully landscaped yard includes lush gardens and a koi pond! The covered patio makes it easy to entertain while enjoying the gorgeous views.

Koi Pond

Inside this luxury home you will find a brilliant floor plan with stunning architectural details. Spacious formal and causal entertaining areas feature 9-11′ coved ceilings with elegant lighting and are divided by french doors. As you enter every bedroom, you are able to see the many different views of the great Pacific Northwest! This home features 3 bedrooms and 3 baths. The master suite includes a huge walk-in closet that is cedar lined and a built-in alcove dresser. In the master bath there are his and her vanities, a soaking tub with a large window above, and much..much more..you must see for yourself!

Family Room

Throughout this magnificent home you will see that it’s all in the details and a MUST see.

Please click here Contact us for more information on this luxury view home in Mt. Vernon!

You can call Jean Groesbeck for a private showing 360-941-3734 or email her at Jean@JeanGroesbeck.com

If you would like to see more pictures, pricing, and details on this home Click Here to view the full listing.

809 7th Street Anacortes, WA 98221

Everyday feels like a vacation day on Samish Island

9690 Samish Island Road- Bow, WA

When we list a home for sale in Skagit County, we like to ask our clients “What do you like most about your home?” We believe that there is no one better than the homeowner to capture the uniqueness of their home. One of our newest listings is truly one of a kind waterfront home on the beautiful Samish Island and here is what our client had to say about this amazing home for sale:

How to describe Samish Island, this home and the surrounding areas…Words cannot accurately portray them…One must experience this place and all it has to offer to fully understand what they are missing!

It all starts with the scenic drive through Skagit Valley to Samish Island, not only is there no ferry hassle but as you near the island one can see the tops of the other San Juan Islands such as Guemes, Lummi, Orcas, and Cypress just to name a few.  If it happens to be in the evening you have a great chance of viewing an amazing sunset.  Soon you will smell the soft scent of salt in the air and all your thoughts and burdens of the day or week disappear from your body in one big Ahhhh!

You know paradise is found as soon as you open the oversize double front doors because as you step inside one can see right through the wall of windows in the open living room to the outside facing South and Padilla Bay.  There are 3 sliding doors and multiple windows facing the bay in the main level so one does not have to miss any of the action going on outside.  What makes this home so unique is that while you’re inside you still have the feeling as if you’re outside.  This is true of even the large open kitchen and the usual gathering spot during entertaining and the family hangout; all windows here face South also.

Incredible Views

With the panoramic 180 degree southern exposure witnessing amazing sunrises and sunsets are a common experience.  There is never a dull moment depending on your mood and season at hand.  One has beach combing in their backyard and until you have experienced the thrill of seeing friends, kids, or grandchildren find their first perfect shining beach pebble, driftwood, sea shell, or the small crab hiding under a rock…you will never now how important it is to create memories that put a smile on your face.  Don’t forget about the outside private hot and cold shower to wash the kids, pets or yourself off after being on the beach or after your walk, run, or bike ride on this quiet island. There is certainly something to be said about the refreshing re-awaking of an outdoor shower in your back patio!

On any given morning and during the day one will certainly see and hear the calls of blue herons, seagulls, ducks, geese and the majestic LOON!

If water-sports are your thing…this bay offers the opportunity to paddle board, kayak, water-ski, wake-board, tubing and of course jet-skiing.

If a slower pace is more preferable, then sitting on the beach enjoying the stunning sights and sounds of nature the island has to offer while reading a book will surely make your day. You can also enjoy your favorite drink or just make s’mores by the fire; nothing less than perfect!  With the changing seasons and tides the view is like an ever-changing canvas, never boring or the same.

The layout of this home provides everything absolutely needed on the main floor with oversized walk-ways and a well designed open floor concept make for easy family life but can also be great for entertaining family and friends. Host comfortably anywhere from 2 people for an intimate outing to over 100 people for large holiday, corporate, or fundraising parties with all the unique features this home has to offer to keep people happily entertained. Enjoy the large grass areas for yard games, beach and water for activities, and game-room complete with pool table, foosball, air-hockey, basketball court for hours of entertainment. How about a movie? Enjoy some popcorn in the movie room, yes…a private theater room for viewing your favorite flick. It is set up for electronic games too!

With the ability to anchor a boat and/or wave-runner in the bay…boating to the San Juan Islands is an easy task.  Whether you just want to go exploring the other Islands for hiking, bird watching, whale watching or hit one of the many island towns and marinas for breakfast, lunch, or dinner….a day or more out in the Islands is not something one ever forgets and it all starts in your backyard.

Are you ready to buy your dream home? Are you thinking about buying a vacation home?

This could be THE home for you! Contact us for a private showing of this unique waterfront home! Call Jean Groesbeck at (360) 941-3734 or email her at Jean@JeanGroesbeck.com

If you would like to see more photos, pricing or for more information on this home click here to view the full listing.


Do The Bloom! 5k Color Run 2015

Looking for a healthy community event in Anacortes? Anacortes Art Festival presents its 1st annual Do The Bloom Run on Saturday April 18, 2015! The location of the run will start at the Anacortes Depot Art Center located at 611 R Ave. Street parking is available as well as parking at the Cap Sante Marina.

Running 5k Individuals $30 (all ages)

Kids 1 mile Color Run $10 (ages 4-12)

Color stations will be at every half mile mark and by the end of the run each runner will be decorated in fun spring colors and will resemble walking art! This is a fun, healthy event that we encourage runners from beginners to intermediate to participate to join the community in raising money for public art. We are happy to see that this event is pet and child friendly, please feel free to bring along your strollers and dogs on their leashes!

If you would like to pre-register or find out more information for the 5k Color Run or the Kids Mile Run, you can do so online! Hope to see you there!

For more community events information, please send us an email at info@JeanGroesbeck.com

Anacortes Spring Wine Festival

It is that time of the year again! The annual Spring Wine Festival will be this Saturday, April 11, 2015.

The festival will feature 32 wineries from across Washington State and 6 local restaurants that will provide tasty bites to pair with the delicious wine. If you enjoy good wine this is the place to be! If you are not a wine connoisseur, this is the perfect opportunity to try and explore the different wines that Washington State has to offer.

The Anacortes Spring Wine Festival will be at the Port Warehouse Event Center this Saturday April 11, 2015 from 12noon to 4:30pm. Must be 21 or older to attend and no children or pets are allowed. Tickets at the door will be $45 general admission and $25 for designated drivers. General admission tickets include tasting glass, unlimited wine tasting, bites from restaurants, chocolate and cheese tastings!

Rain or shine, the Anacortes Spring Wine Festival has been a local favorite for 7 years! Come and enjoy great wine, food, music and entertainment.

Port Warehouse Event Center – 1st Street and Commercial Ave

Anacortes, WA 98221

Saturday April 11, 2015

12 noon to 4:30pm

5 Common Mistakes When Buying a New Home

When buying a new home it is easy to overlook pertinent information or important steps in the purchase of your new home. The excitement of purchasing a home can sometimes distract you from the important aspects of home buying process.We are here to assist you in making sure you make the best decisions for a smooth home purchase! Here are 5 common mistakes that are made by home buyers:

1. Making an offer on a home before prequalification.

Being prequalified will make the buying process and your life much easier when making an offer on the home of your dreams. Take the time to speak with a lender before you jump into an offer. Specific questions a lender will ask in regards to income, debt, lifestyle etc. will help determine the price range you are able to afford. It is best to talk with several different lenders to insure you are applying for the loan that is right for you.

2. Not having a home inspection.

We all want to save money today, but making the mistake of not having your dream home inspected now can cost you tomorrow. Qualified home inspections will detect issues that many buyers can overlook, especially when it is your first home. Ask your real estate agent for a referral if you are unsure of who to turn to for a proper home inspection.

3. Limiting your search to  the internet.

When searching for your dream home on the internet, many times homes have been sold or are under contract and the home listing information has not yet been updated. The best way to view active listings and up to date information is through a real estate agent. Real estate agents will have the most recent information and will help you find the home that suits you best. There can also be home listings that are not available to the general public; a local real estate agent is the best source to finding your dream home!

4. Choosing the wrong real estate agent.

Making the right connection with a real estate agent is crucial. It is important to interview different agents (Click here for tips on interviewing agents) to make sure you are hiring an agent that puts your needs before, during, and after the sale. Building a strong relationship with your real estate agent will make the process of buying a home easier for you, if they know what your needs and wants are, they will strive to fulfill!

5. Thinking there is only one dream home out there for you.

The process of buying a home is process of elimination, not selection. The market is growing daily, make sure to keep an open mind to new property listings throughout the buying process. Be sure to ask your real estate agent for a comparative market analysis (CMA) comparing recently sold homes or homes still on the market to the home you are interested in purchasing. (Click here to learn more about CMA) Keep in mind that every home might have a slight flaw and might not match up to your needs and want list, compromise is key, you may need to adjust your list to insure you have you needs met instead of all of your wants.

It is important to not make these most common mistakes when you feel you are ready to make an offer on your dream home in Anacortes or Skagit County. We are committed to serving you, we are here to answer any questions or concerns you may have when making an offer on a home! Let us show you the difference that 5 star service can make in a real estate transaction!

809 7th St Anacortes, WA - (360) 941-3734

Happy Easter Weekend!

We would like to wish everyone  a Happy Easter!

Here in Anacortes if you are looking for something to do for the Easter holiday, The annual Egg Dash is today at 6 pm! This event is located at Storvik Park this event is for ages 12 and under and is FREE! Kids will get the chance to collect plastic eggs filled with candy and other fun surprises! This event is rain or shine, please dress comfortably for rain!!

If you are looking for an indoor activity, you and your family can decorate eggs together Friday from 4pm-7pm and again on Saturday from 2pm to 5pm! This event is at the Sedro-Woolley Hometown Cafe located at 818 Metcalf Street. For only $9.99, you will be supplied with eggs, food coloring, stickers, crayons/markers and other decorations. The price includes a kid’s entrée and drink. $4.99 for each additional dozen Easter eggs. Parents will get 15% off menu items and specials. An R.S.V.P is requested but it is not required. There will have a coloring contest, pictures and prizes; come join the fun!

Not sure where the closest Easter Egg Hunt is to you? Here is a list of different FREE egg hunts in Skagit County!

April 3rd: Country Meadow Village Easter Egg Hunt - 2pm - We cordially invite all kids up to age 10 plus parents, grandparents, aunts and uncles to our Annual Country Meadow Village Easter Egg Hunt (rain or shine). We’ll have candy filled eggs placed by the Easter Bunny (and helpers) for the kids in our two courtyards. Afterwards, we’ll enjoy some of our famous homemade cookies and punch. FREE EVENT

April 4th:  Kids GIANT Garage Sale @ Burlington Parks & Rec (right next to the egg hunt at Maiben Park) - 9am-Noon - FREE ADMISSION 

April 4thBurlington Easter Egg Hunt – 10am – This event hosted by Burlington-Edison Kiwanis is open for children 1-8yrs of age. The hunts will be separated into age groups: 1-3yrs; 4-5yrs; 6-8yrs. The event kicks off at 10:00 AM and moves rapidly through the age groups. Don’t be late!  FREE EVENT

April 4th:  Annual Lyman Community Egg Hunt – 10am – Children 11 years and younger are welcome!  Treats and Prizes for all!  Bring your own basket to the Lyman Elementary School.  This is a community event completely funded by donations.  Your support is appreciated!!  FREE EVENT

April 4thNeighborhood Easter Egg Hunt – 10am – sponsored by Trinity Lutheran, Mount Vernon Presbyterian and First United Methodist Churches and held at the Mount Vernon First United Methodist Church: 1607 E Division, Mount Vernon. FREE EVENT

April 4th:  La Conner Easter Egg Hunt – 10am in Pioneer Park - FREE EVENT

April 4th:  Hillcrest Church Easter Egg Hunt – 10am – Join us for our Annual Egg Hunt! There will be Crafts, Face Painting, a Bouncy House, Pictures with the Bunny and of course Egg Hunts for kids toddler – 12 yrs. Across the street from Hillcrest Park. For more information call the church office at 424-3006. FREE EVENT

April 4thBay View United Methodist Church Easter Egg Hunt – 11am-Noon – Join us for an Easter Egg Hunt at Bay View State Park. There will be separate areas for younger children and older children. Meet near the Picnic Shelter at the Day Use Area (near the beach); Discover Passes will be required for parking. Sponsored by Bay View United Methodist Church. 0-11 years. FREE EVENT

April 4th:   Marblemount Easter Party - 11am - It’s that time of year again….so hop on over or even run. We’re having an Easter Party, that sure will be lots of fun! We’ll color some eggs and play with them too. NOW ALL OUR PARTY NEEDS IS YOU! FREE EVENT

April 4thSedro-Woolley Easter Egg Hunt – 1pm – The Annual Easter Egg Hunt takes place at Riverfront Park.  Children ages crawler to 12 years are welcome to come participate in this family fun event!  Candy filled easter eggs and candy are spread throughout the grass sectioned off by age group waiting for your little one to hunt.  The Wildcat Steelhead Club puts on this annual event with the Sedro-Woolley Chamber. FREE EVENT

April 4thOvenell’s Heritage Inn Easter Egg Hunt – 1:30pm – Prizes and fun for all ages!

April 4thAvon United Methodist Church Easter Egg Hunt – 2pm-3pm - Come, rain or shine! Lots of eggs will be hidden throughout the church building for the kids to find – with separate areas for the younger and older children. Coffee and cookies will be available, as well. Our main entrance is located along Avon-Allen Road at the northwest corner of the building. Parking is available along Avon-Allen Road, with additional parking behind the building. 0-12 years. FREE EVENT

April 4thTeen Egg Hunt – 3pm-5pm – For youth 13-17! We are accepting donations of pre-filled eggs and age appropriate grand prizes! 125 N. 5th, MV 419-9058 FREE EVENT

April 4thTeen Flaghlight Easter Egg Hunt – 8pm – The Burlington Healthy Community Coalition (BHCC) is organizing another H.U.B. Project event – Burlington Teen Flashlight Egg Hunt!  The event will be held at the Whitmarsh Fields with support from the City of Burlington and Kiwanis.  The event is intended to provide a safe and fun activity for Burlington teens.  The H.U.B. Project (Help Unify Burlington) has a mission of uniting the citizens of Burlington in creating a safe and healthy place for our youth to grow and develop.  FREE EVENT

We hope you all have a wonderful and safe weekend!